Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content 3 Ways to Save Without Tax Deferral Tax deferral versus tax-efficient vehicles like Roth 4019k)s, Roth IRAs and Life Insurance. How Will You Be Remembered? Estate planning is one of the best ways to leave a lasting legacy to your loved ones. Planning Your Legacy Legacy or estate planning is part of good retirement planning. Here are a few things to consider when working on your plan.